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I'm interested to hear how members insure their collections. Any big issues? Major lessons learned? I just emailed my local insurance agent with a list of all of my jerseys and how much I paid for them. In the coming weeks I'll be photographing all of my jerseys against the same background (for consistency's sake when I trade/sell and for insurance). I know it's covered under homeowner's but the agent has asked for receipts and possibly an appraisal for "scheduling" purposes. The receipts are going to be an issue for me since a great deal of my jerseys are like yours and come via the secondary market, thus an appraisal will be the best route to securing my collection. Has anyone had an appraisal by an insurance company? Was it accurate from your point of view?